What These Terms Cover
These Terms & Conditions govern your capital33 account, login credentials, phone verification, lobby access, wallet instructions, and requests made through the cashier path. You agree to provide correct account details, keep your password private, and use only payment details that belong to you. DANA, OVO, GoPay
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and QRIS may appear as available rails, while bank transfer and virtual account instructions must be followed exactly as shown. We may update wording when a process, security requirement or local rule changes; the latest published version applies after you continue using the account. Access depends
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on local law, and a provision may be restricted where local law permits only limited service. If a clause conflicts with mandatory Indonesian law, that law controls.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.